Step-by-step guidance by Inmo La Vida Lux
Purchasing a home on the Costa Blanca is an exciting adventure and a significant step. At Inmo La Vida Lux, we understand that every detail matters. Here, we outline the steps you’ll go through—from initial orientation to the moment you receive the keys. With our guidance, you can count on a smooth and transparent buying process.
1. Orientation: Turning dreams into plans
It often begins online, where you gather your first impressions of the region, types of homes, and price ranges. Through Tom and Marcel of Inmo La Vida Lux, you gain a solid understanding of available properties in North Costa Blanca. We recommend defining your preferences and budget to focus your search. Think about factors like location, property size, number of bedrooms, and amenities. Do you have specific preferences? Jot them down for the initial meeting.
2. First meeting with La Vida Lux: Defining your needs
In this stage, we’re excited to get to know you. Together, we’ll review your wishes and priorities to help us search for a property that perfectly matches your lifestyle and needs. This meeting can take place in our office, over the phone, or by video call—whichever is most convenient for you. We’ll also discuss the practical aspects of buying in Spain, such as the Spanish tax system, the role of an attorney, and any additional costs to consider.
3. Viewings: Bringing the dream to life
Once we have a clear idea of your preferences, we’ll schedule viewings. With our in-depth market knowledge, we’ll suggest properties that truly suit you. We’ll personally accompany you to each viewing, showing not only the house but also the neighborhood. This step is essential to help you feel if the property and location are a true fit.
4. Negotiation: Securing the best price for your property
Have you found your dream property? Then the negotiation process begins. At La Vida Lux, we have years of experience in negotiating and know exactly how to best represent your interests. Negotiations in Spain may differ slightly from what you’re used to, but with our expertise, you’ll reach a fair and satisfactory price.
5. Reservation and deposit: Securing your choice
When negotiations are successfully completed, it’s time to reserve the property. This typically involves signing a reservation agreement and making a deposit, usually around €5,000. This deposit removes the property from the market and holds it for you while the rest of the sale is prepared.
6. Due diligence en juridische controle: zorgvuldig te werk gaan
In Spain, it’s customary and wise to involve a lawyer or “gestor” to conduct due diligence. They will verify property titles, check for any debts on the property, and confirm all permits are in order. La Vida Lux works with reliable lawyers and “gestoria” who are familiar with local laws and regulations, allowing you to proceed confidently with the next steps.
7. Financing and mortgage: Arranging your financing
If you need a mortgage, this process can run parallel to the legal review. We can connect you with local banks and mortgage advisors who will explain your options and guide you through the application process. In Spain, a deposit of around 10% of the purchase price is usually required, which is secured in a purchase agreement once financing is arranged.
8. Signing at the notary: The official moment
Once all checks are complete and financing is in place, the signing at the notary occurs. Here, the title deed is transferred, and you pay the remaining purchase price. After signing at the notary, the property is officially yours. This is a celebratory moment that La Vida Lux is thrilled to share with you!
9. Aftercare and additional services: Complete peace of mind
Even after the purchase, we remain at your service. La Vida Lux offers comprehensive aftercare, such as assistance with setting up utilities, interior and renovation advice, and even property management if you’re not permanently residing in Spain. Our goal is for you to enjoy your new home in Spain without a worry.
Conclusion
Buying a home in Spain is a detailed process, but with the right guidance, it becomes a smooth and enjoyable journey. La Vida Lux is here to support and advise you every step of the way, turning your dream of living on the Costa Blanca into a reality. Whether you’re choosing a sea-view apartment, an inland villa, or something in between, we ensure that your purchase is a success.
Would you like to know more about the buying process, or are you ready to begin your Spanish adventure? Feel free to contact La Vida Lux—we’re here to help.
